Disaster Loan Information
SBA provides low-interest disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters. SBA disaster loans can be used to repair or replace the following items damaged or destroyed in a declared disaster: real estate, personal property, machinery and equipment, and inventory and business assets.

Who Am I
I am an SBA TA Advisor and have been for over 20 years. One of my responsibilities is to help small business owners navigate through the financial waters when applying for small business loans.The
According to the Coronovirus-19 Disaster Loan:
You may also apply in person at any Disaster Recovery Center and receive personal, one-on-one help from an SBA representative.

Federal Disaster Loans for Businesses, Private Nonprofits,

You must be in an SBA declared disaster area to be eligible for SBA disaster assistance.
The following Counties in Maryland, Virginia and District of Columbia areas that qualify are:

Counties Eligible:
Primary Counties:
District Of Columbia
District Of Columbia
Contiguous Counties:
Montgomery, Prince Georges
Alexandria City, Arlington, Fairfax


Federal Disaster Loans for Homeowners, and Renters

Homeowners and Renters: Submit a completed loan application and a signed and dated IRS form 4506-T giving permission for the IRS to provide SBA your tax return information. Businesses in addition to the application and the IRS Form 4506-T we will also need current information such as a personal financial statement, a schedule of liabilities and a copy of your most recently filed Federal income tax return. Additional information may be required depending on individual circumstances.

Please note.

You may apply with SBA directly for your disaster relief loan. We are only here to assist with the completion of your application and required documentation(s). There is a link above for you to access the SBA website and apply directly.

We are only providing a “document completion service”. We do not guarantee approval of your loan. We charge a minimum of $1295; up to complete your documents. The price increase is based on what documents you need and if you need some bookkeeping and tax filing to complete the SBA requested form.

Is collateral required for these loans?

Loans which exceed $25,000 must be secured to the extent possible. SBA will not decline a loan if you don’t have enough collateral, but will ask for whatever collateral is available which may include real estate owned by a business’ principals. We may also take a lien on the damaged residential property.

What is the interest rate and how long do I have to pay off this loan?

The interest rate on these loans is determined by law. SBA assigns an interest rate to a loan based on the resources available to an applicant. The lower interest rate will not exceed 4 percent and the interest rate associated with current market rate will not exceed 8 percent. The rates are fixed for the term of the loan.

How much can I borrow?

Businesses of all sizes may apply for a Physical Disaster Loan and small businesses, small agricultural cooperatives and private non-profit organizations may be eligible for economic injury. These loans could not exceed $2 million to repair or replace damaged property or economic injury. SBA can also lend additional funds up to 20 percent of the verified losses to help make improvement to the property (both real and contents) that protect, prevent or minimize the same type of disaster damage from occurring in the future (mitigation). The amount SBA will lend depends on the cost of repairing or replacing your business and business contents or home and personal property, minus any insurance settlements or grants. SBA may send an inspector to estimate the cost of your damage once you have submitted your loan application. Renters and homeowners alike may borrow up to $40,000 to repair or replace personal property. Homeowners may apply for up to $200,000 to repair or replace their disaster damaged residence.

Below is the form to request our services. There is no charge to submit this form. If your request is accepted, we will contact you via email to schedule a time to discuss your specifics. Our assistance is on a “first come first service” basis.

PLEASE DO NOT CALL. You will be assigned a TA once we accept your request.

This loan may end without prior notice.


Request for Disaster Loan Document Support

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